Southwest Airlines credit card - Southwest Rapid Rewards® Priority Credit Card

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Southwest Airlines credit card

ntro OfferNew Offer: Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months.
APR18.24% - 25.24% Variable
Intro Purchase APRN/A
Recommended CreditExcellent/Good
Reward Rates
  • Earn 3X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, phone services, and select streaming.
Annual Fee$149
Balance Transfer APR18.24% - 25.24% Variable
Balance Transfer FeeEither $5 or 5% of the amount of each balance transfer, whichever is greater.
Foreign Transaction Fees$0
Penalty APRUp to 29.99%
  • Earn 3X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, phone services, and select streaming.


Our Take

Given its perks and credits, the Priority card, which is co-branded with Chase, offers the best value among Southwest Rapid Rewards cards. With a welcome offer of 50,000 points after you spend $1,000 on purchases in the first three months, a reward rate of 1x to 3x points and a $75 annual Southwest travel credit, this card pays for itself fairly quickly. The Southwest Rapid Rewards Priority card offers 3x points on Southwest purchases, 2x points on local transit and commuting, internet, cable, phone services and select streaming and 1x points on other purchases. Though Southwest already gives flyers their first two checked bags for free and doesn't have airport lounges, this rewards credit card saves Southwest loyalists money in other ways. 

The $149 annual fee is partially offset by the $75 annual Southwest travel credit, which is automatically applied to your account each year when you use your card for a Southwest Airlines purchase, and the 7,500 points awarded each card anniversary.



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